FAQ

A2: Most applications are processed within 24–48 hours. Approval time may vary depending on the completeness of your documents and eligibility.

A3: We offer personal loans, medical expense loans, education loans, business loans, and debt consolidation loans.

A4: No, our personal loans are unsecured, which means you don’t need to provide collateral.

A5: Generally, you will need to provide proof of identity, proof of income, and bank account details. Additional documents may be requested depending on the loan type.

A6: Loan amounts vary depending on your eligibility, credit profile, and repayment capacity. Our team will inform you of the approved amount once your application is reviewed.

A7: Interest rates depend on the loan type, loan amount, and your credit profile. We aim to offer competitive and affordable rates for all borrowers.

A8: Yes, you can repay your loan early. In fact, early repayment can reduce your total interest cost. Please check if prepayment charges apply to your specific loan.

A9: Absolutely. We use industry-standard encryption and security measures to keep your information safe and private.

A10: If your application is not approved, you will be notified with the reason. You may reapply after improving your eligibility (e.g., increasing income or credit score).